11:12
Aldo M.
Sometimes the need to send your car is better instead of driving cross country. For example, you own a collector car with an overwhelming price value, you do not want to risk on the road, right? Or perhaps you need to travel abroad and have decided to take the car with you. Either way, you will not manage what you do not need insurance. Well, you should think again.
Transport companies that specializes in delivering cars know how important the car is for you. They are extremely cautious in handling transport and do a good job to bring the car from point A to B without much trouble. However, assuming that nothing can happenwrong. The risks are endless and the car could be damaged on the road. Talk to the shipping company if they have enough coverage to protect your car from these incidents and their current insurer, if the shipping company did not have them.
Understanding the responsibilities shipping
A carrier engaged in transporting people, materials or goods (vehicles, in our case) must have a liability and cargo insurance. This ensures that if the vehicle was damagedduring shipping, the landlord may file and claim and be reimbursed correctly. The amount of coverage and policies typically differ from one company to another or onestate to another. Therefore, it is important to read the terms of the shipment carefullybefore committing to avoid regrets and confusion in the future.
A carrier engaged in transporting people, materials or goods (vehicles, in our case) must have a liability and cargo insurance. This ensures that if the vehicle was damagedduring shipping, the landlord may file and claim and be reimbursed correctly. The amount of coverage and policies typically differ from one company to another or onestate to another. Therefore, it is important to read the terms of the shipment carefullybefore committing to avoid regrets and confusion in the future.
The law is on their side, and allows you to:
Ask for the statements of the company and insurance certificate.
Ask for and check the conditions of the insurance with the insurer of the shipping company.
To verify the said policies of the State Department of Transportation and insurance in your area.
As mentioned above, all carriers are required to have insurance to cover the load, butsuch coverage may not be sufficient to repay the cost of your vehicle to its value when it is destroyed.
Things to note about the transport
A shipping company by the minimum liability coverage is a good indicator - that is all they could offer and required by the state. It also shows that they are responsible for complying with the state requirement. The only drawback I could see is that the minimum liability coverage in particular may not be sufficient to cover the cost of your vehicle.Most insurance companies based on Kelley Blue Book to determine the cost of delivery - that often does not reflect its true value. Besides, all the additions that has put in his car as turbochargers and spoilers are usually not covered.
Your best bet is to purchase additional options to cover these points or talk to your insurance company if these parts are already covered. Also, do not forget to tell your insurance agent that you are shipping your vehicle to a third party transport company.
Filing a complaint - If you need it
Once you have the vehicle, inspect it carefully. If there is damage, take some pictures and be sure to have the bill of lading with you. Ensure that the driver signed the document before exiting. You will need it if you file a claim and to expedite the process.
A shipping company by the minimum liability coverage is a good indicator - that is all they could offer and required by the state. It also shows that they are responsible for complying with the state requirement. The only drawback I could see is that the minimum liability coverage in particular may not be sufficient to cover the cost of your vehicle.Most insurance companies based on Kelley Blue Book to determine the cost of delivery - that often does not reflect its true value. Besides, all the additions that has put in his car as turbochargers and spoilers are usually not covered.
Your best bet is to purchase additional options to cover these points or talk to your insurance company if these parts are already covered. Also, do not forget to tell your insurance agent that you are shipping your vehicle to a third party transport company.
Filing a complaint - If you need it
Once you have the vehicle, inspect it carefully. If there is damage, take some pictures and be sure to have the bill of lading with you. Ensure that the driver signed the document before exiting. You will need it if you file a claim and to expedite the process.
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