Regulatory Requirements for California Car Insurance

Under California state law, you are required to maintain Bodily Injury Liability with a minimum of $ 15 000 per person up to a maximum of $ 30 000 per accident, plus at least $5000 of insurance for damage to property.

California minimum auto insurance coverage required:

Liability coverage for bodily injury (minimum):$15.000/30.000

Property Damage Liability Insurance (minimum):$5000

California uses a Tort system which means that at least one of the parties involved in an accident must be found to be the culprit. The party is at fault and your insurance will be responsible for all damages. Note that the exact details of a civil liability system can not be the same in every state.

You can also get health insurance coverage / underinsured motorist bodily injury is caused by a driver underinsured or uninsured. While not mandatory to obtain such coverage in California, we recommend that you do, if they get into an accident with an uninsured motorist has no way to pay for damages.

When you request a quote on our site, give you the option to choose the minimum coverage required, some more complete packages, or you can choose the limits and deductibles that suit your needs. We also have car insurance agents licensed to practice in the state of California and are available to help you get a quote and purchase insurance.

Here you can get local car insurance throughout the state of California. Simply enter your zip code in the area that you see on the page or follow the link to get a quote immediately.

premiums for auto insurance for California residents to an average of $ 1.308 in 2010, while the national average premium was $ 1578. Some people may believe that insurance companies decide amongst themselves to set the rates, so they are reluctant to buy better rates that could save a lot of money. The truth is that there are many factors that affect the cost of auto insurance in California. When comparing prices, you can determine if you can save money on your auto insurance. Our site helps you find the best price, you pay less than the average car insurance rates in California, in many cases.

In 2010, we noticed a drop in auto insurance rates. Therefore, it is important to shop around your auto insurance to get the best rates. Our website offers all competitive bids directly to you.

Prices in California have changed significantly in recent years. If you look at the current average rates of car insurance, the average premium was 21% less in 2010 than in 2009. 2009 showed a decline of 6% from 2008 in the state of California. Therefore, there has never been a better time to look around for low car insurance rate, request a quote instant car insurance could save you hundreds each year in car insurance.

Even if you are a high-risk driver is not the best driving record, we will work with you to find the best rates available for you in the state of California. After all, with the increasing number of car theft and car accidents, it is very important that you and your property adequately protected. We are always looking to add new insurance companies to our directory so you can compare fares between airlines and can even make your online shopping right away. On our site you can compare several auto insurance companies reliable and have the option to make your purchase right away online or by phone.Simply enter your zip code in the field above to see how much money you can save on your car insurance in California.

If you are looking for car insurance in another state, insurance our site can give you detailed quotes for all 50 U.S. states. To find the car insurance rates in a state other than California, simply enter your zip code in America. You can also click on the link below for more information on car insurance in all other states.

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